Disclaimer
Last updated: June 23, 2026
Educational purpose only
ReadyVo™ provides educational information and analysis based on the credit report you upload. Our reports are intended to help you understand your credit profile before applying for credit, financing, or funding. ReadyVo™ does not provide legal, financial, tax, or investment advice. Always consult a qualified professional for advice specific to your situation.
Not a credit repair organization
ReadyVo™ is not a credit repair organization as defined by the federal Credit Repair Organizations Act (CROA) or any equivalent state law. We do not dispute items on your credit report on your behalf, contact credit bureaus or creditors for you, or promise to remove negative information from your credit history. You always have the right to dispute inaccurate information on your own credit report directly with the credit bureaus, free of charge.
No guarantee of approval
ReadyVo™ does not guarantee that you will be approved for any loan, credit card, mortgage, line of credit, business financing, or any other credit product. All approval decisions are made solely by individual lenders based on their own criteria. Our analysis is based on the credit report information you provide and may not reflect every factor a lender considers.
No guarantee of credit score changes
ReadyVo™ does not guarantee that following the suggestions in your report will improve your credit score by any specific amount or within any specific timeframe. Credit scores are calculated by independent scoring models and depend on many factors outside our analysis.
Accuracy of information
Our analysis is based solely on the credit report you upload. We do not independently verify the accuracy of that information. If your credit report contains errors, our analysis may also reflect those errors. We recommend reviewing your credit reports for accuracy at annualcreditreport.com.
No lender relationship
ReadyVo™ is not affiliated with, endorsed by, or sponsored by any lender, credit bureau, credit card company, or financial institution. We do not share your information with lenders, and we do not receive referral fees for any product mentioned in our reports.
Questions
Questions about this disclaimer can be sent to support@readyvo.com.