How it works
A guided process from start to finish
Everything happens online inside your secure ReadyVo™ account. You always know where your inquiry removal stands.
- No charge until it is done
- Status updates as you go
- Support inside your account
Four steps, all online
Each stage unlocks the next, so there is never a question about what to do.
- 1
Authorize your card, no charge today
Your name, email and card, all on a single secure page. Nothing is charged yet.
Your card is authorized only, so your bank may show a temporary pending hold instead of a charge. Card details are handled by our payment processor and never stored on ReadyVo™ servers. No monthly billing, ever.
- 2
Upload your documents
We sign you in right after the authorization, so you can upload right away.
Four items on one secure page: your Experian report, photo ID, utility bill and Social Security number. Your Social Security number is entered through a masked field and is never shown back to you.
- 3
We file your dispute
Our review team prepares and submits your Experian dispute.
Once your documents are approved, the removal takes 24 business hours. You get an email each time your status changes.
- 4
Track your removal, then pay
Follow every stage from your dashboard. Your card is charged only once the removal is complete.
After the request is submitted you pull a fresh Experian report to confirm the results. If nothing is removed, the authorization is released and you are never charged.
What to expect along the way
Secure by default
Your documents stay inside your private account.
You pay after results
Your card is authorized at checkout and charged only after at least one inquiry is removed.
No paperwork by mail
Registration, payment, documents and updates are all handled online.
Clear communication
You receive a notification whenever your inquiry removal status changes.