Terms of Service
Last updated: June 23, 2026
Educational service
ReadyVo™ provides educational credit and approval readiness reports only. ReadyVo™ does not provide credit repair services. ReadyVo™ does not guarantee approval for any loan, credit card, financing, or funding product. All approval decisions are made by individual lenders.
Your responsibilities
You agree to provide accurate information and a complete, authentic credit report PDF from a recognized credit reporting source. You agree not to upload information you are not authorized to share.
Reports
Reports are prepared based solely on the credit report you provide and are intended for educational and informational purposes. Reports do not constitute legal, financial, or credit advice.
Payments and refunds
Payment is required at the time of order. Because reports are personalized and prepared upon receipt of your file, all sales are final unless required otherwise by law.
Limitation of liability
To the maximum extent permitted by law, ReadyVo™ is not liable for any indirect, incidental, or consequential damages arising from the use of our reports or service.
Contact
Questions about these terms can be sent to support@readyvo.com.